It seems that, in this economy, a lot of people are thinking seriously about their emergency funds. Frankly, I think that’s a very good thing —emergency funds are a key part of a healthy personal finance situation. The biggest problem, though, is that it’s intimidating —eight months? That’s a lot of savings.
Trust me, it’s not as hard as it sounds. Three years ago, my wife and I were nearly bankrupt. Today, we have an emergency fund and we’d be fine easily through the end of the year if things fell apart. You can do this. Here’s how. ...read more...
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